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INDIVIDUAL & FAMILY

Self-Employed? Get 2027 Texas Health Insurance

If you're self-employed, a freelancer or recently left your job, learn how to enroll in a 2027 Blue Cross and Blue Shield of Texas plan during Open Enrollment, Nov 1. - Jan. 15.

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Self-employed chef enrolled in BCBSTX health plan cooking with family in the kitchen

Can I get health insurance without an employer?

Yes! Almost anyone who doesn't get health insurance through their job can enroll in an individual and family health insurance plan, including:

  • Gig workers like food delivery or rideshare drivers
  • Independent contractors with a company or private practice (like some lawyers or doctors)
  • Uninsured employees who don't get health coverage as a work benefit
  • Freelance workers like copywriters, photographers or graphic designers
  • Small business owners who don't offer employer coverage 
 

Member Benefits

What are the benefits of choosing BCBSTX?

All BCBSTX plans cover prescription drugs, mental health services, yearly checkups, and many other screenings available at no additional cost. Get more from your coverage with access to leading doctors, hospitals and specialists. And for those unpredictible momements, many plans also offer virtual visits.

As a member, you can expect:

 
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Flexible Health Coverage

Explore networks, covered services and costs to find your perfect fit.

Understand Metallic Levels
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Mobile Optimized Tools

Pay bills. Check claim statuses. Access your digital ID card + more!

Download Our Member App
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Simple Bill Payments

Make payments online, in person, or enroll in Auto Bill Pay.

Review Payment Options
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Health & Wellness Support

Track your wellnes journey and earn reward points for your healthy choices.

Explore BCBSTX Benefits
 
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Understand Your Needs

What should I consider before enrolling?

There are a few important things to think about before choosing a plan:

PLAN OPTIONS

Customize Your Health Coverage 

Understand the tiered metallic level options you'll have for 2027 coverage.

Start Shopping

Connect With an Authorized Agent

Ready to enroll, but have questions? Our authorized agents are here with answers and advice.

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I lost my job, how can I avoid high COBRA costs?

If you recently lost your job and dream about working for yourself, you don't have to do it alone. BCBSTX individual and family plans can keep your health care covered if COBRA's not in budget.

Open Enrollment is from Nov. 1 to Jan. 15. Enroll in a plan, explore covered services and find out if you qualify for premium tax credit savings today. 

FAQs

Common Questions About Your Coverage