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INDIVIDUAL & FAMILY

Save on Health Insurance in Texas for 2027

Save for a rainy day by saving on your health coverage. Learn how to pay less for your Blue Cross and Blue Shield of Texas plan. Open Enrollment is from Nov. 1 through Jan. 15.

Enroll Now
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Young couple sitting on the couch and comparing health insurance bils.

PREMIUM TAX CREDITS

Tax Credits for Your Monthly Bill

A premium tax credit is offered by the government and based on things like your income and family size. If you're eligible, it can help you pay less on your monthly bill. Use our shopping platform to learn if you qualify and apply your savings:

  • Enter your ZIP code on our shopping platform.
  • When prompted, choose to find out if you qualify for a subsidy.
  • Enter your information and continue enrolling to apply it to your plan.
Find Your Savings
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COST-SHARING REDUCTION

Save on Out-of-Pocket Costs

Cost-sharing reduction, or CSR, is a discount that helps you pay less on out-of-pocket costs like copays, deductibles and coinsurance. Learn if you qualify for a CSR when you get your premium tax credit estimate.

Please note, you’ll need to enroll in a Silver level plan to apply CSR savings.

Check Your Eligibility
Thoughtful woman looking to the side while reviewing her ICHRA balance.

ICHRA (CHOICE)

Get Reimbursed Through Your Job

CHOICE, formerly known as ICHRA (Individual Coverage Health Reimbursement Arrangement), is a reimbursement offered through your job to help cover the cost of your insurance. When you're shopping for BCBSTX insurance, you'll have the chance to enter an ICHRA balance if you have one. Even though this offering's name is changing, the benefits and structure remain the same.

If your job doesn’t have health insurance as a benefit, ask HR if they offer ICHRA. 

Learn More

Affordable Care

Lowering Your Cost of Care

You have ways to make your health care more affordable. Learn how using in-network care, taking advantage of preventive care and opting in to wellness programs could help you save.

Learn How